Emergency Financial Help
When you're facing an immediate medical emergency and can't afford treatment, these resources can provide rapid financial assistance within 24-48 hours.
📞 Emergency Assistance Hotlines
211 - United Way
Dial: 2-1-1
24/7 crisis assistance, emergency financial help, local resources
Salvation Army Emergency Services
(800) 725-2769
Emergency financial assistance for medical bills and basic needs
Emergency Financial Assistance Programs
Emergency Medicaid
For: Life-threatening emergencies, regardless of immigration status
Coverage: Emergency room visits, emergency surgery, emergency dialysis
Apply: At the hospital during your emergency visit
Income limit: Varies by state, but covers very low-income individuals
Timeline: Can be applied retroactively for up to 3 months
Important: Ask hospital social worker to help you apply during your visit
Hospital Emergency Financial Assistance
For: Immediate financial crisis preventing treatment
Coverage: Emergency procedures, life-saving treatments
Apply: Speak to hospital case manager or social worker immediately
Decision time: Often same-day approval for genuine emergencies
What to say: "I have a medical emergency and cannot afford treatment. I need emergency financial assistance."
Your rights: Hospitals cannot refuse emergency care due to inability to pay
Emergency Medication Programs
For: Life-threatening medication needs
Coverage: Emergency supply of critical medications
Apply: Doctor calls pharmaceutical company emergency line
Timeline: Same-day or next-day approval possible
What's covered: Usually 30-day emergency supply while formal application processes
Ask your doctor: "Can you call for emergency medication assistance?"
Local Crisis Intervention Funds
For: Immediate financial crisis assistance
Coverage: Emergency medical bills, urgent medication costs
Apply: Contact local United Way, Salvation Army, or religious organizations
Typical amounts: $500-$2,500 for emergency needs
Timeline: 24-48 hours for approval
Call 211: They can connect you to local emergency assistance programs
What to Do Right Now
🏥 If You're Currently at the Hospital
- Ask to speak to a hospital social worker or case manager immediately
- Say: "I have a medical emergency and cannot afford treatment. I need emergency financial assistance."
- Ask about: Emergency Medicaid, hospital charity care, emergency payment plans
- Don't leave: It's easier to get help while you're still at the hospital
- Get contact information: Names and phone numbers of everyone who helps you
💊 If You Need Emergency Medication
- Call your doctor's office immediately - explain it's an emergency
- Ask your doctor to call the pharmaceutical company's emergency assistance line
- Go to the emergency room if the medication is life-threatening
- Call the drug manufacturer directly - most have 24/7 emergency lines
- Ask about samples: Doctor offices often have emergency medication samples
If You Have Immediate Medical Bills
- Call the billing department immediately - don't wait
- Explain your emergency situation - be honest about your financial crisis
- Ask for: Emergency payment plan, hardship discount, charity care application
- Request documentation: Get any agreements in writing
- Don't ignore bills: Communicate even if you can't pay
Emergency Contact Resources
📞 Crisis Assistance
211
24/7 crisis assistance and local emergency resources
Available nationwide, connects to local services
🏥 Patient Advocates
(800) 532-5274
Patient Advocate Foundation emergency assistance
Monday-Friday 8:30 AM - 5 PM ET
Faith-Based Help
(800) 725-2769
Salvation Army emergency assistance
Emergency financial help regardless of religious affiliation
Emergency Documents to Gather
📄 Essential Documents for Emergency Assistance
Gather these quickly to speed up emergency applications:
- Driver's license or ID
- Social Security card
- Most recent pay stub
- Bank statement
- Insurance cards (if any)
- Medical bills
- Prescription information
- Doctor's contact information
Don't delay treatment to gather documents! Apply for assistance even if you don't have all paperwork ready.
Non-Emergency Financial Programs
💊 Medication Assistance
For non-emergency medication needs, explore patient assistance programs.
Medication Programs🏥 Hospital Bills
Get help with existing hospital bills through charity care programs.
Hospital AssistanceNeed Immediate Help Right Now?
Don't wait. Our emergency advocates can help you navigate crisis assistance programs and get immediate financial help.